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Expert credit repair consultants in North Miami

Fix your credit score

Whenever you apply for any type of finance, your credit history is checked by lenders. If you have just one negative listing on your credit report, you may find it difficult to get approved.

  • Increase your chances of loan approval
  • Increase your credit score
  • Lower interest rates
  • Reduce repayments
  • Save thousands in interest

If you have applied for a loan or find yourself in debt, talk to us at Credit Repair One North Miami (Florida ). We have the experience to get you out of trouble and get your credit fixed to get back on track.

Together we can help you get your credit score back to where it needs to be. Get back to a clean record and start afresh.

Read about the credit repair process:

As one of the country’s most trusted credit restoration experts, Credit Repair One has assisted thousands of people in Florida in taking control of their finances and starting a new future.

The credit repair process

Over many years we have refined the credit repair process and follow the steps to ensure the best possible outcome for your case. 

Step 1 - Collect your credit history information

Step 1 - The first thing to do is to collect information about the circumstances and causes of your negative listing(s).

Step 2 - Develop your case with the credit providers

Taking your case we compare it against the legislation to check if the credit provider met their obligations. We will make sure that the followed the correct process. If there are any inconsistencies in the process of listing your black mark we use this to help your case.

Step 3 - Negotiations with the lenders

Taking your case we compare it against the legislation to check if the credit provider met their obligations. We will make sure that the followed the correct process. If there are any inconsistencies in the process of listing your black mark we use this to help your case.

Step 4 - Initial Response

Taking your case we compare it against the legislation to check if the credit provider met their obligations. We will make sure that the followed the correct process. If there are any inconsistencies in the process of listing your black mark we use this to help your case.

Step 5 - Escalation

We will either continue to work with the original credit provider or escalate the matter to an appropriate body. It is only necessary to escalate (government or otherwise) in less than 10% of situations. We work together with these organisations regularly, we understand the process and what information is required to ensure the best chance of success.

Step 6 - Final Outcome of your credit repair process

In most cases we will succeed with your credit repair and everything will be restored to a good score and state. We then organise a final payment of your account with you.

If you are based in the North Miami area give us a call or fill in the quote request to get your free consult and quote. Our goal is to get you the best possible FICO credit score (FICO scores range from 300 to 850: 800+ is exceptional. 740 to 799 is very good. 670 to 739 is good and represents the median credit score range).

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We are the fastest, easiest credit repair company to work with

  • Credit reports and audits
  • Removing black marks
  • Increasing your credit score
Jerry Ryan
@jerryr
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Thanks to the team at Credit Repair One for really going beyond the call of duty and helping me out of a really bad place.
Tracy Willstrop
@traceywillstrop
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Very friendly consultants that held my hand all the way through. I can't imagine having to do all this on my own. Thanks for getting my credit score back to a good state.
Reed Becker
@reedbecker
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Big thanks! We wanted to buy a new home but a few marks against our credit score held us back. Credit Repair One took care of all of that!

F.A.Q

We are here to make sure credit restoration is easy to understand. 

Credit repair is the process of fixing poor credit standing that may have deteriorated for a variety of different reasons.

The goal is to increase your credit score back to a healthy state so that you can get loans and good interest rates. 

Professional credit restoration companies such as Credit Repair One  take on this responsibility and deal with the organisations to restore your credit score with the least amount of hassle. 

If you have poor credit, you may be struggling to qualify for a credit card, rent an apartment or even get a personal loan. To help make you a better applicant, we as a credit repair company will improve your credit. 

The first step is to request a copy of your credit report from each of the major consumer credit bureaus such as — Equifax, Experian and TransUnion.

We will then check for a range of problems such as:

  • Charge-offs
  • Tax liens
  • Bankruptcies

Then we will set a plan for disputing and negotiating to remove those.

For example: 

  • Requests to validate information
  • Letters to dispute erroneous negative marks
  • Cease-and-desist letters to debt collectors on your behalf

Using a credit restoration company will help you to solve your credit problems with the least amount of effort and much faster than you could do on your own. 

 

Different lenders each have a slightly independant way to asses scores but generally, 700 and higher (on a scale of 300 to 850) is  considered very good.

When you apply for a loan typically you will be assessed by the lenders on that score. The higher your credit score the better chance of getting your loans and credit. 

Don’t forget a good credit score will also help you get better interest rates. 

Click here to get your free credit scores to your email. 

You can get your scores from Equifax and TransUnion for free with Credit Repair One. Signing up takes just a couple minutes, and checking your own scores won’t hurt your credit.

Once you know your scores, check out your Credit Factors to learn what may be impacting them. It’s a great way to figure out where you can improve.

Click here to get your free credit scores to your email. 

How much credit repair costs you, in the long run, will depend on the amount of time it takes to repair your credit. 

We charge a low monthly fee as we work on your case. Get your free report and we will give you a free quote for your credit repair. 

It’s essential to remember that credit repair is frequently the first step in the process when you want to build your way to a better credit standing and score. The repair process takes approximately 3-6 months, but the time it takes to rebuild your credit score can take longer depending on the errors and your past credit history.

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